Wasatch Finance is your premier hard money lender in Utah and Idaho.
We specialize in delivering fast, flexible, and reliable financing solutions for real estate investors, developers, and property owners across Utah and Idaho. If you’re pursuing a fix-and-flip, new construction, or commercial project, our tailored hard money and private loans empower you to seize opportunities in these vibrant real estate markets. With local expertise, rapid approvals, and personalized service, Wasatch Finance is your trusted partner for unlocking the potential of your next investment.
Hard Money Loans for Real Estate in Utah & Idaho
Wasatch Finance offers hard money loans designed for speed and flexibility. Unlike traditional bank loans, which involve lengthy approval processes and strict credit requirements, our private money loans close in as little as 5-7 days. By focusing on property value rather than credit score, we make financing accessible for a wide range of borrowers, from seasoned investors to first-time flippers.
Our Financing Solutions
- Investment Property Financing—Up to 70% LTV
- Rapid Approval Process—We typically provide conditional approval in minutes
- Speedy Funding—We can generally fund a loan within 5-days of receipt of require documents
- Competitive rates—Loans rates are generally 1% per month, interest-only
- Low, Transparent Fees—Origination fees generally total 3% or less, with no garbage fees
- Flexible Loan Terms—Loans from 6-months to 2-years, with no prepayment penalty
- Loan Amounts—From $50,000 to $2,000,000
Benefits of Hard Money Loans in Utah & Idaho
Our hard money loans in Utah & Idaho are ideal for time-sensitive real estate projects. Here’s why investors choose Wasatch Finance:
- Rapid Funding: Close in days as opposed to weeks.
- Flexible Terms: Customize loan duration and repayment schedule to suit your needs.
- Asset-Based Approvals: Qualify based on property value, not credit history, DTI or DSC ratios.
- No Credit Report Impact: Private, streamline, and off-credit bureau financing.
Ideal Projects for Hard Money
Financing
Hard money loans are perfect for a variety of real estate ventures, including:
- Business Purpose: Investment or commercial property—not personal or household use.
- Fix-and-Flip Projects: Purchase and renovate distressed properties for quick resale.
- Commercial Investments: Finance multi-family units, retail spaces, or office buildings.
- 1031 Exchange: Traditional or reverse exchanges.
- Short-Term Solutions: Interest-only loans from 6-24 months.
Our streamlined process ensures you can act swiftly in competitive markets like Salt Lake City, Orem/Provo, St. George, Boise, Coeurdalene, and beyond, making Wasatch Finance the go-to hard money lender in Utah & Idaho.
Private Real Estate Loans in Utah & Idaho
For investors seeking fast, non-traditional, temporary funding, Wasatch Finance provides unparalleled flexibility. Backed by private capital, we fund a wide range of projects that traditional lenders often overlook, such as unconventional, non-conforming properties or complex developments. We work closely with borrowers, brokers, and agents to provide the funds and resources to succeed.
Why Choose Private Real Estate Loans?
Our private loans offer distinct advantages for real estate investors in Utah and Idaho:
- Customized Solutions: Craft loan terms to match your project’s scope and timeline.
- Diverse Project Funding: Support residential, commercial, land, or mixed-use developments.
- Minimal Bureaucracy: Bypass the rigid requirements of banks for faster approvals.
- Expert Guidance: Partner with our team to navigate financing challenges with ease.
Supporting Your Investment Strategy
If you’re acquiring land in Idaho’s growing markets or refinancing a property in Utah’s bustling urban centers, our private real estate loans in Utah & Idaho provide the capital you need. Our team’s local expertise ensures loan terms that reflect the unique dynamics of these regions, from the Wasatch Front to the Treasure Valley.
Why Wasatch Finance is Your Trusted Hard Money Lender in Utah & Idaho
Wasatch Finance stands out as the top hard money Private Real Estate Lender in Utah & Idaho due to our commitment to client success. With years of experience, we’ve built a reputation for delivering fast, reliable, and flexible financing solutions. Our deep understanding of the Utah and Idaho real estate markets allows us to offer competitive rates and terms that empower investors to achieve their goals. From initial consultation to loan closing, our dedicated team provides personalized support, ensuring a seamless experience.
What Sets Wasatch Finance Apart?
- Speed: Fund your project in as little as 5-7 days with our efficient process.
- Flexibility: Tailor loans to fit unique projects, from flips to large-scale developments.
- Local Expertise: Benefit from our in-depth knowledge of Utah and Idaho markets.
- Client-Centric Service: Enjoy personalized guidance from application to payoff.
Ready to transform your real estate vision into reality? Read More About Us to discover how Wasatch Finance has helped countless investors succeed. Complete our simple online application form today to connect with our team and secure the financing you need as a leading hard money Private Real Estate Lender in Utah & Idaho.
